Important Cfa links: |
Cfa - Cash Flow Analysis
Cfa is a computer program that does micro-economics analysis. Using its simple programming language, either simple or complex financial problems can be set up and analyzed. Rate of return and present worth is then determined by a quick button click. Many advanced features are included that would otherwise require advanced programming, yet Cfa does these things easily. The advanced versions of Cfa perform more kinds of analysis functions. More information is given below and in the related links.
To order this software, please see the instructions on our products page. Please specify what product you are ordering. You may email us also.
Our simplest micro-economics analysis tool is currently offered in two different version levels: 1. elementary 2. standard A 100-page book supplies many useful examples and thoroughly describes all aspects of the simple and complex use of this software. It includes a simple yet powerful language for describing and analyzing cash flow micro-economics problems.
Elementary. The elementary version is powerful and practical enough to analyze most complex investments, including mortgages and rent/buy, and we will supply some free "templates" in these web pages. Compared to the standard version (see below) it is not visually oriented, and does not allow other files/macros to be recursively included in a problem. It does allow local and global variables to be defined however. It is better to buy the book with this, but example "programs" will be available from our web pages.
This is also referred to as Cfa lite. This is a practical but scaled down version of our financial and micro-economics software.
Some discussion and a picture of Cfa lite is given in a sample buy/rent analysis using Cfa.
Standard. The so-called "Standard version" is one of the advanced versions of Cfa. It offers more advanced features as well as numerous visually-oriented features. These two combine to make the standard version of Cfa an extremely practical and useful tool. It is diffucult to say in words what this excellent tool can do.
More information on advanced Cfa.
This has a visual editor so cash flow entries using the cash flow language are easily entered visually. Many other visually oriented features are included as well. See our Cfa pages for more information.
Breakeven analysis and graphical analysis of a single variable can be on any (global) variable in a problem. Global variables can be any variable, including any variable defining a nonlinear function, such as the end disount rate or ending tax bracket. For example, using the standard version it is easy to graph the rate of return (or PW) versus the appreciation rate of a home, or versus any other variable in the problem.
Or perhaps you wish to calculate the breakeven value of some variable, such as for example, the breakeven tax bracket that makes renting equal to buying. These aspects of incremental analysis of any variable are visually oriented, and interaction is easy using the mouse with simple point and click. There's lots more to say about this tool, and these additional capabilities compared to the elementary version make it more useful and practical. The possibilities with Cfa are quite endless.
In summary, the standard version has the visual cash flow editor. Other features are visually oriented as well. Its ability to analyze any single global variable is also visually oriented. These visual features make the tool easy and intuitive. With these nice features, doing analysis problems can be a lot of fun. The book also comes with the standard version, and this book contains many useful examples, and discusses many more subtle aspects of the software.
This tool has many more practical features when compared to the elementary version of Cfa.
Book. The book is supplied with the standard and professional editions, and can also be purchased separately for $42.00. The book is available now and is 77 pages long. It describes many interesting practical problems and uses Cfa to solve them and to gain insights. The book is currently being expanded.
All versions do very fancy things, like discounting at non-linear discount rates, although this is much easier with the graphic oriented versions. Tax brackets, mortgage interest schedules and payments, and other examples, too, can be nonlinear functions of time.
Other notes.
Visit our micro-economics web pages to get a better idea of what is involved here.
We maintain some research notes regarding miscellaneous aspects of Cfa. (See our "cfa" research pages). These research pages will be useful to gain more information about Cfa.